ABOUT

A Romanian non-banking financial institution (IFN) building its flagship consumer-lending platform across iOS, Android, web and backend.

CHALLENGE

Engineer and deliver a complete digital lending platform end-to-end: loan origination, KYC/AML onboarding, biometric identity verification and liveness, qualified electronic signing, notifications, and full loan-lifecycle management across iOS, Android and backend. Integrate multiple third-party identity, signing and payment providers under Romanian non-banking financial regulation.

SOLUTION

ddroidd assembled a cross-functional engineering team - full-stack backend, native iOS and Android, QA, and architecture - that built the platform from the ground up. The engagement covered roughly 11 months of intensive development.

OPTIONAL TECH STACK LINE

Native iOS (Swift / SwiftUI) and Android (Kotlin / Jetpack Compose) clients on a Java 17 / Spring Boot microservices backend running on AWS EKS, with PostgreSQL, RabbitMQ, Keycloak and OpenTelemetry. A React 18 + GraphQL admin portal, a .NET Umbraco headless CMS, and integrations to core banking, PSD2 open banking, biometric KYC, qualified e-signing and risk-decisioning vendors complete the stack.

OUTCOME

ddroidd delivered the agreed scope of the platform - loan origination, KYC/AML onboarding, biometric verification, electronic signing, and loan servicing across iOS, Android, web and backend - and handed it over to the client for their internal acceptance and launch programme.

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